2021-07-17 GnuCash IRC logs
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13:52:09 <jralls> fell, do you have consultants lined up to use that $250K if thechitowncubs calls your bluff?
13:53:04 <fell> warlord made the offer.
13:53:53 <jralls> Oh, sorry. warlord? Thinking of quitting your job for a year and getting back into GnuCash development?
13:55:43 <jralls> Though if I interpret that nick correctly thechitowncubs is from Chicago. GnuCash already supports Bitcoin for US citizens where it's a security, not a currency.
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14:46:44 * Simon wonders why that has anything to do with US citizens
14:47:10 <Simon> the distinction between a currency and a security is fairly irrelevant to tracking transactions in either of them
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15:26:15 <jralls> Simon, not according to US law, see e.g. https://www.irs.gov/taxtopics/tc420
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17:40:38 <Simon> whether you call it a security or a currency in GnuCash would be irrelevant to how you file your taxes...
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17:48:19 <warlord> jralls, If he shows up with the money I'll work on the feature myself.
17:53:36 <jralls> warlord, now we know your price! ;-)
18:01:04 <warlord> LOL. Yeah,, $250k for adding a "custom currency" feature..
18:01:17 <warlord> Which I don't think will be *too* hard to add.
18:05:02 <jralls> You don't want to say that, the Cubbies fan might decide to negotiate! ;-)
18:11:22 <warlord> It'll probably be more difficult as I re-learn the new code structure and build system. I haven't done significant development in a while.
18:11:48 <warlord> But hey, he's the one who wants it *immediately* (his word, not mine).
18:13:53 <jralls> Don't be sexist, any gendered person can be a Cubs fan and a crypto-crook.
18:15:23 <fell> jrall, I had ask on the docs PRs for the meaning of "CD" in innvestments. Obvisous not compact disk ;-)
18:15:47 <fell> jralls ^
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18:29:08 <jralls> fell, certificate of deposit. It's a fixed-amount, fixed-term savings account that pays a higher interest rate than a regular savings account.
18:29:55 <fell> Thanks!
18:30:04 <jralls> fell, https://www.investopedia.com/terms/c/certificateofdeposit.asp. That's a good site to bookmark.
18:35:49 <warlord> jralls, fair enough, 'they'...
18:36:15 <warlord> Well, *usually* pays a higher interest rate. ;)
18:36:28 <warlord> CDs haven't been very good recently.
18:36:46 <jralls> Yeah, nowadays all deposit accounts pay next to nothing.
18:37:13 <jralls> Which is better than German bonds, which pay less than nothing.
18:37:54 <warlord> In germany, you pay bonds?
18:38:52 <jralls> Sort of. The nominal interst rate is less than 0 but I think they do it as a zero-coupon so you don't get any interest payments and get less than you payed at maturity.
18:40:08 <jralls> But I might be mistaken and the nominal is > 0 but the secondary market price is so high that YTM < 0.
18:42:31 <jralls> Hmm, looks like it might be some of both.
18:50:38 <jralls> For short term paper it looks like they're selling at an original issue premium of ~ 1%. Longer term paper seems to have been sold at par and been bid up ~3.5% afterwards. All at 0% coupon.
19:28:04 <warlord> who would buy that?
19:33:05 <fell> ECB asks 0,5% for deposits, banks usually follow for amount >= €500.000, €100.000 o9r similar.
19:34:00 <fell> You can also get consumer credits below 0%: https://www.smava.de/kredit/aktionskredit
19:34:33 <jralls> warlord, someone who thinks they can dump it on a greater fool at a higher price.
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19:57:31 <fell> There are some economist, who think, only cheap money is good money, like https://en.wikipedia.org/wiki/Silvio_Gesell
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20:44:57 <jralls> chris, c++options is failing only 5 tests. Having trouble getting the budget and customer options set in test-budget and test-owner/test-new-owner.
20:45:52 <jralls> I can brute-force it by setting them in the test functions but would rather make the tests pass without changing them. Where are those options supposed to be set?
20:55:35 <jralls> And ditto the accounts in test-ifrs-cost-basis. The options are created with #f defaults and validators, and aside from one place where Proceeds is set don't seem to be set anywhere.
21:17:11 <chris> jralls: if you push your branch I'll add it onto my TODO
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