2010-05-27 GnuCash IRC logs

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13:11:14 <scar> so.. which checks should i get from https://www.deluxeforms.com ? can i get any of the quicken/quickbooks ones? i like the wallet-sized...
13:37:51 <warlord> Sure. Worst case you create a custom check format and plug it in.
13:54:42 <kimmo> I so cannot understand the US fascination with checks
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14:45:35 <scar> kimmo: they are necessary to pay entities which only accept cash or check
14:52:26 <scar> what about the signature? can i put that into gnucash somehow so it just prints it?
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14:57:57 <warlord> scar: no, sorry. No sigs. You still have to sign your checks
15:01:39 <scar> okay... maybe i can get a stamp
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15:39:00 <CHstwPH> Hello!
15:41:14 <CHstwPH> Warlord, could I ask you a question?...
15:50:15 <kimmo> scar, I can't really understand why such entities exist. Doesn't everyone accept direct deposits these days?
15:50:34 <kimmo> I mean, who's responsible for late fees if the usps loses your check?
15:51:01 <warlord> CHstwPH: you just did.
15:51:25 <warlord> kimmo: how am I supposed to direct deposit to the plumber who comes to fix my toilet?
15:51:49 <kimmo> warlord, they're supposed to give you a bill with the payment info?
15:52:51 <warlord> They hand me a bill and want immediate payment...
15:52:54 <CHstwPH> lol..............yes, I did! I think I might have mentioned that I am still new to this chat stuff..............I just don't want to offend anyone!
15:53:11 <warlord> and I'm supposed to... what? Go to my computer and transfer money? Hahahah...
15:53:14 <warlord> You're funny!
15:53:29 <warlord> CHstwPH: just go ahead and ask your question
15:53:56 <kimmo> warlord, in Europe they all just give you a bill with the payment info due in 7 or 14 days
15:54:16 <warlord> Not here. They expect payment immediately
15:54:22 <warlord> and THAT is why checks are still in use
15:54:44 <CHstwPH> I have gotten my gnucash set up with Wachovia to the point that I click on "get accounts", then the window pops up, it says, connecting to bank in green, then black text come up and says disconnet................
15:55:07 <CHstwPH> does that tell you anything, or mean anything to you ?
15:55:26 <warlord> nope, I dont use OFX-DC
15:57:11 <CHstwPH> hmm....warlord, is there some kind of "posting area" where I could put up a request for help logging on to Wachovia, so If anyone has a soution, they could contact me ?
15:58:10 <warlord> the gnucash-user mailing list?
15:58:20 <kimmo> in Finland, if you take a check to a bank, they'll look at you funny and tell you that everyone gave up checks 25 years ago due to security issues
15:58:40 <CHstwPH> ok....on the wiki ?....
15:58:57 <warlord> CHstwPH: * mailing list *
15:59:01 <kimmo> unless it's a bank check, which machine-readable digital verification signature
15:59:34 <warlord> kimmo: yeah, well.... The US is decades behind. We dont have smart cards, either.. nor can we pay for anything with our cell phones.
16:00:46 <kimmo> warlord how many bank days does a wire transfer from you account in atlanta to a friend's account in a different bank in oregon take?
16:01:06 <warlord> depends whether it's an actual WIRE or an ACH
16:01:48 <kimmo> ACH?
16:03:08 <jsled> automated clearing house … inter-institution electronic funds transfer. "direct deposit"
16:03:48 <kimmo> ah. whichever is faster?
16:03:54 <CHstwPH> One comment on the check thing, then I have to scoot 'outta here............Checks should be outlawed in retail stores!!......especially grocery stores!................I hate holding a pint of ice cream, waiting for someone to fill out there check, that didn't even have the cuortisy to fill out what they could before hand!!
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16:04:31 <warlord> CHstwPH: LOL.
16:04:40 <warlord> kimmo: next day
16:04:55 <warlord> (technically it's immediate.. but generally next day)
16:05:03 <kimmo> last time I visited the US (last december) I can't think of a single place that wouldn't take a card. Come to think of it, I didn't observe anyone writing checks
16:06:07 <jsled> for retailers, yeah.
16:06:23 <jsled> For non-retail small businesses and private individuals, it's not trivial.
16:06:25 <warlord> sure, for retailers.
16:06:26 <jsled> not that it's hard, either.
16:06:43 <warlord> Taking credit cards costs money, like 1-5% (or more)
16:06:45 <jsled> see paypal. square. &c.
16:06:56 <CHstwPH> Kimmo, come on down to the deep south of the US........here, if you show someone a checkcard they look at you funny!!...
16:07:14 <kimmo> in here most professionals also carry a portable CC reader, that has a SIM module for getting the authorization codes
16:07:21 <warlord> CHstwPH: where in the south are you?
16:07:56 <kimmo> CHstwPH, not really, even in '98 when I lived in central florida (Rockledge to be exact) cards were accepted almost everywhere
16:08:06 <kimmo> louisiana, I doubt tho
16:08:53 <CHstwPH> South Alabama...............Sir, would you care for a side of sludge with your fish today?
16:09:00 <warlord> Uggh
16:09:19 <warlord> damn BP
16:09:24 <warlord> Damn them all to heck!
16:10:41 <CHstwPH> BTW, we having a deep deep discount on petroleum products..........it's a little wet, but should dry out in a couple of months!
16:11:36 <kimmo> heh
16:11:45 <warlord> Hehehe
16:12:22 <kimmo> I can imagine a sign "Heavy motor oil, $0.10/gal (self-harvest)"
16:13:09 <CHstwPH> LOL!!..............
16:14:29 <CHstwPH> how about a seafood resteruant? ............Grouper $15.00, $10.00 if you ring it out yourself !
16:14:53 <kimmo> yeah
16:14:59 <warlord> Hey, it makes the flambe easier
16:15:03 <kimmo> hohohoh
16:15:35 <CHstwPH> Grouper Jubilee, Warlord?.............LOL
16:15:45 <warlord> hahahahahahaha
16:16:02 <warlord> ( /me lives in ATL )
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16:18:11 <CHstwPH> Got to go.............its my wife's bday, and I am grilling out for her............Steak, folks, Steak! Oil free Steak!.................bye-bye....see you next time...I enjoyed it!
16:18:24 <warlord> Happy birthday to her!
16:18:32 <warlord> and dont overcook the steaks! :-D
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16:19:12 <CHstwPH> Thank you..............I try not!...............it least it won't be oily !
16:19:30 <warlord> :)
16:19:41 <kimmo> heh
16:19:47 <kimmo> enjoy your bbq
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22:12:16 <Askarii> amazing
22:12:20 <Askarii> gnu cash pwns :)
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22:23:04 <warlord> Askarii: glad you like it
22:23:26 <Askarii> hehe, definitly some blogging to be done about it :)
22:24:16 <Askarii> there is an issue I run into when trying to export my accounts
22:24:20 <Askarii> the program simply crashes
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22:33:59 <warlord> export how?
22:34:10 <warlord> (probably QSF -- which has since been removed)
22:42:03 <warlord> if you're using QSF Export, it's a known issue, and honestly there's no point in doing that since there's nothing that will read it.
22:42:13 <warlord> If it's some other export, it would be useful to know that.
22:42:22 <warlord> but alas,I'm heading to bed now
22:42:26 <warlord> good night
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